Oregon Office of Rural Health

Oregon Behavioral Health Loan Repayment Program

Mt Hood

The Oregon Behavioral Health Loan Repayment Program (OBHLRP), a part of the Health Care Provider Incentive Program, was established to support rural and urban underserved communities in the recruitment and retention of high quality mental and behavioral health providers. These providers work in inpatient, outpatient, and community care settings serving patients regardless of their source of coverage (Medicaid, Medicare, private insurance, etc.). The OBHLRP accepts applications from Qualified Mental Health Associates (QMHAs), Qualified Mental Health Professionals (QMHPs), pre-licensed and licensed mental and behavioral health care providers. In exchange for service at a qualifying practice site, participants receive tax free funds to repay qualifying educational loan debt.

  • Psychiatric Mental Health Nurse Practitioners
  • MDs, DOs, and PAs working in Mental Health
  • Psychiatrists, General, Child and Adolescent or Geriatric
  • Clinical Psychologists
  • Licensed Clinical Social Workers
  • Licensed Professional Counselor
  • Licensed Marriage or Family Therapists

Eligible licensed providers (see above) who work in a clinic-based outpatient setting are encouraged to apply to the Oregon Health Care Provider Loan Repayment program.

  • Clinical Social Workers
  • Counseling or Clinical Psychologists
  • Professional Counselors
  • Marriage and Family Counselors

Eligible pre-licensed providers (see above) who work in a clinic-based outpatient setting are encouraged to apply to the Oregon Health Care Provider Loan Repayment program.

  • Qualified Mental Health Associates (QMHA)
  • Qualified Mental Health Professionals (QMHP)

QMHAs and QMHPs must meet the definition and standards established by 409 036 [0000] (24) (25).

To qualify a practice site must:

  • Be a rural hospital as defined in ORS 442.470 serving Medicaid and Medicare patients in no less than the same proportion of such patients in the county in which the hospital is located; OR
  • Be a federally certified Rural Health Clinic serving Medicaid and Medicare patients in no less than the same proportion of such patients in the county in which the clinic is located; OR
  • Be a federally qualified Community Health Center serving Medicaid and Medicare patients in no less than the same proportion of such patients in the county in which the clinic is located; OR
  • Provide essential health care services to patients in an area approved as a medical, dental or mental Health Professional Shortage Area (HPSA) as defined by the federal Health Resources and Services Administration or ranking below the Areas of Unmet Health Care Need median as determined by ORH and serve Medicaid and Medicare patients in no less than the same proportion of such patients in the county; OR
  • Be a Community Based, Residential or Day treatment setting that serves Medicaid and/or uninsured patients.

Practice sites may be located in urban or rural communities. All eligible practice sites must have a Site Application on file with ORH and have received an email confirming site qualification.

In exchange for service at a qualified practice site, participants receive funds to repay qualified educational loan debt. Awards are calculated based on the balance owed on qualified educational loans upon application to the program.

Full time service providers must commit to a 3-year minimum service obligation in exchange for a tax-free award of 50% of their qualifying educational loan debt balance, up to $50,000 per obligation year.

Part time service providers must commit to a 3-year minimum service obligation in exchange for a tax-free award of 25% of their qualifying educational loan debt balance, up to $25,000 per obligation year.

Click here for the Health Care Provider Incentive Programs Behavioral Health Loan Repayment Program Application.

Eligible providers are highly encouraged to apply as early in the cycle as possible to allow time for information requests from ORH. Completed Oregon Behavioral Health Care Provider Incentive Loan Repayment Program applications, and all required attachments, must be submitted no later than Noon (Pacific Time) on December 2, 2021. Applications received after Noon (Pacific Time) on December 2, 2021, or applications that are deemed to be incomplete on that date, will be rolled over to the next review cycle.  

The next review cycle opens December 3, 2021 and closes at Noon (Pacific Time) on March 3, 2022.

Contact

Workforce Services | 503-494-4450 | toll-free 866-674-4376

Oregon Behavioral Health Loan Repayment Program FAQs

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