• Dentists in general or pediatric practice;
• Expanded Practice Dental Hygienists;
• Dental Assistants;
• Dental Therapists;
• Pharmacists;
• Physicians (MD, DO or ND) who practice in the specialties of family medicine or general practice, general internal medicine, geriatrics, pediatrics, or obstetrics and gynecology; 
• Nurse Practitioners who practice in the specialties of adult primary care, women's health care, geriatrics, pediatrics, family practice, or nurse midwifery;
• Physician Associates who practice in the specialties of family medicine or general practice, general internal medicine, geriatrics, pediatrics or obstetrics and gynecology;
• Licensed Clinical Social Workers;
• Licensed Marriage and Family Therapists;
• Licensed Professional Counselors;
• Psychiatrists;
• Psychologists;
• Psychiatric Mental Health Nurse Practitioners;
• Certified Alcohol and Drug Counselor IIIs;
• Other licensed master degree level, or above, providers engaged in outpatient behavioral health;

Providers must be providing primary care in an outpatient setting at a qualified Oregon practice site.

To qualify, a site must:

• Be located in a Health Professional Shortage Area (HPSA), or have a Facility HSPA and be seeing Medicaid and/or Medicare patients ; OR
• Be serving Medicaid and/or Medicare patients in no less than the same proportion of such patients in the county; OR
• Provides essential health care services to an underserved population, as determined by the Authority; AND
• Have a Site Application on file with the Oregon Office of Rural Health and have received confirmation of site qualification.

Site Applications are valid for one year.

In exchange for service at a qualified practice site, participants receive funds to repay qualifying loan debt. Awards are calculated based on the balance owed on qualifying loans upon application to Health Care Provider Incentive Loan Repayment . 

Full-time service providers must commit to a 3-year minimum service obligation in exchange for a tax-free award of 70% of their qualifying educational loan debt balance, up to $50,000 per obligation year. Full-time providers with less than $29,000 in qualifying loan debt are eligible to receive up to 100% of qualifying loan debt, not to exceed the lesser of their total qualifying loan amount or $20,000, in exchange for a 3-year service obligation. 

Part-time service providers must commit to a 3-year minimum service obligation in exchange for a tax-free award of 35% of their qualifying educational loan debt balance, up to $25,000 per obligation year. Part time providers with less than $15,000 in qualifying loan debt are eligible to receive up to 100% of qualifying loan debt, not to exceed the lesser of their total qualifying loan amount or $10,000, in exchange for a 3 year service obligation. 

Please read our FAQs before filling out an application.

Provider Application

Click here for the Health Care Provider Incentive Loan Repayment provider application. 

Application Deadline

Completed Oregon Health Care Provider Loan Repayment applications, and all required attachments, must be submitted no later than 12 p.m. (Pacific Time) on June 26, 2025. Applications received after 12 p.m. (Pacific Time) on June 26, 2025, or applications that are deemed to be incomplete on that date, will be rolled over to the next review cycle. 

Eligible providers are highly encouraged to apply as early in the cycle as possible to allow time for information requests from ORH. The next review cycle opens June 27, 2025, and closes at Noon (Pacific Time) on September 25, 2025. 

Handwritten applications will not be reviewed. Applicants must use the new digital Provider Application found here.

If a provider applies to a cycle and is not chosen for an award they may request their application to be rolled over to the next review cycle. Providers wishing to roll over their application to the next review cycle are required to email ORH Workforce Services with their request along with updated educational loan documentation dated within 30 days of the request as well as any updates to FTE status, practice site location, duties, or employment contract language.