Financial Help

Boy lying on his stomach reading with his dog leaning on him — White boy and golden retriever service dog lying on colorful rug reading.

Parents tell us...

"It's like a part time job trying to figure out how to pay for the things she needs. I get worn out."

"I don't know what's going to happen when we are unable to care for him ourselves. Will there be enough money for him to have what he needs?"

OHP (Medicaid) covered benefits and services

Medical Transportation

Early Periodic Screening Diagnosis and Treatment: Oregon now covers "medically necessary" treatments for Children and youth under age 21. (EPSDT) benefits are for OHP members through age twenty. If a medical provider deems a treatment "medically necessary" there is a process for getting that treatment covered.

OHP's Young Adults with Special Health Care Needs (YSHCN) program is rolling out an extension of the EPSDT waiver, for those up to age 25 with special health needs that arise before age 19. They are adding one year of eligibility at a time through 2030. This includes Health Related Social Needs, medical necessity, and flexible funds, along with vision and dental coverage

Flexible Services for Oregon Health Plan possible funding for non-covered health related expenses

Health Related Social Needs (HRSN) if you think you qualify, speak to your primary care provider, care coordinator, or look in your Coordinated Care Oregonization (CCO) handbook for how to apply.

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)

Supplemental Security Income (SSI) Under age 18

Some children under the age of 18 who experience disability qualify for monthly SSI payments, based on parent's income. Start by looking at these three information sheets:

What you should know before applying for SSI
Supplemental Security Income for children with disabilities.
Child SSI disability starter kit

A critical part of the application is the child disability report. To speed up the process, start this ahead of time. You do want to be careful about your IEP goals and statements. They must be realistic and show that your child is unable to support themselves, otherwise your application will probably be denied.

Check the Compassionate Allowance List. Some health conditions are so severe that the Social Security Administration automatically assumes that children are eligible based on disability. They must still meet income guidelines, however.

This brochure Benefits for Children with Disabilities covers a variety of situations.

Applying for SSI is a complex process and having someone familiar with it can help you avoid mistakes. If you need assistance finding someone to help, Contact your local Social Security office or call the OR F2F HIC at 855-323-6744

Social Security Disability Income (SSDI) 18 and older

What You Need to Know About Your SSI When you Turn 18 If you youth is 16 or 17
Apply for disability when you turn 18. You will use the adult forms.
Qualifying for Benefit Continuation After you Turn 18. If you plan to continue school or join certain job programs.

Home and vehicle modifications for safety and accessibility

Community Developmental Disabilities Programs
Centers for Independent Living
Vocational Rehabilitation
NW Access Fund low interest loans for home modifications and adaptive technology
United Cerebral Palsy of Oregon shares updated information about vehicle modifications.
Oracle Health Foundation has some funds for vehicle modifications

Help for non-insurance covered expenses

Information and tools to get needs covered

Assistive Technology Program (device loans, training, and libraries)

Medical Transportation Charities

Foundations can be a good source of funding if your child or youth as a specific health condition or diagnosis.

Grant lists:

Grant and funding source list including a searchable database. From Interactive Technology Assisting Autistic Little Kids (ITAALK). The database is searchable by keyword for your child's condition, need, or state.
Support Now, searchable grant list, must open an account but it is free to families.
Patient Services Incorporated: Specific genetic or complex disorders (Check their diagnosis list for eligibility)

Military Aid Society Offices for different branches. The Army Emergency Relief (AER) has a category for families with dependents who have special needs.

Medicine and Prescriptions

Let your doctor and pharmacist if you are having trouble paying for medicine.

Needy-Meds for hundreds of prescription discounts and other benefits.
Oregon Prescription Drug Program (ArrayRx) for lower cost medications.

Payment plans and financial assistance for medical bills

Hospitals and providers that take Medicaid offer financial assistance to families that make up to 400% of federal poverty limits. Discounts are available for self-pay procedures if you can pay your bill in one payment. If you cannot pay all at once, you can set up an interest-free payment plan. In addition, most hospitals have foundations that can assist patients.

If you need coaching on managing medical debt, contact DollarFor, which provides guidance on dealing with overwhelming medical expenses.

Basic Needs

Long-term financial planning

Inclusion of these resources on our website does not mean endorsement. Exclusion from our website does not mean we don't think it is valuable. We do our best to keep these links up to date and relevant. Please let us know if any links are broken.

If you have any questions call or email us tel. 855-323-6744 (English) o 833-990-9930 (español) contact@oregonfamilytofamily.org