Student Insurance Waiver

OHSU requires all eligible students to carry comparable medical and dental health insurance.  All eligible students will be automatically enrolled in the Student Health and Dental Insurance Plans and have the student health insurance premiums billed to their student account unless they have other comparable coverage and complete and are approved for a waiver. 

2014-2015 Waiver Information


Summer 2015 New Students

New Students-June/July Start dates

JBT will begin accepting applications on Monday, June 1st for summer (June/July starts only) term.  Once approved, the waiver will be good for the remainder of the 14/15 plan year (through 8/31/2015).  These students will be required to re-submit a new waiver application for the 2015-2016 academic year per the respective deadlines listed below for fall term.

Summer 2015 Returning Students

Those with previously approved waivers for the 2014-2015 year need not apply for a summer waiver.  However, if a student does not have a previously approved waiver and wishes to waive out of the summer 2015 term, applications must be received by the date the term begins in order to be accepted.  Those students who are approved for a waiver for this term, must re-submit a new application for the 2015-2016 academic year per the respective fall deadline listed below. 

Attestation Forms

A new waiver attestation form has been developed for the remainder of the 14/15 plan year.  This attestation form will provide a guide for students to determine if their current insurance meets the OHSU criteria for a waiver.  These new waiver requirements were developed in conjunction with the OHSU Student Health Advisory Committee and went into effect winter term of 2015.  A copy of the front and back of your current health insurance card is required.  In addition, all fields of the waiver attestation form must be completed in order to be processed.  It is your responsibility as a student to maintain adequate health insurance for the duration of your OHSU academic career and if you are found in violation of this, you may face disciplinary action, up to and including dismissal.  If you lose health insurance coverage during the school year, you must notify our office within 30 days to enroll in the OHSU student health insurance plan or be approved for a new waiver for a different qualifying plan.  Enrollment in the SHIP will be backdated to the date of prior coverage termination.                    

Please note, there is a separate medical and dental waiver form.                                  

Medical Waiver Attestation Form

Dental Waiver Form

Mid-Year Waiver Checklist (A helpful guide for those pursuing coverage outside of the Student Health Insurance Plan)

What To Have With You Before You Start:

Before beginning this waiver attestation process, have the following materials with you:

  • Your current health insurance plan ID card
  • Your health insurance brochure or plan description

2015-2016 Waiver Information

August/September New Students and Returning Students


NEW Waiver Process

The 2015/2016 waiver process will be managed by our broker, Wells Fargo Insurance Services.  The waiver process will be online only.  There will be a separate application for medical and dental.  If you wish to waive off both the student medical and dental insurance, you will need to complete two separate online waiver applications.  You will only be able to waive once your eligibility information for that current term has been established.  It is anticipated that the waiver site will open approximately one month prior to the term start date.  Once approved, your waiver will be good through 9/21/2016. 

NEW Waiver Deadlines

New Students (August or September start dates):

Stay tuned.  Those of you who start your new program in August and/or September will have a new online process to apply for a waiver that will be announced later this summer.  Paper applications will not be accepted.  The waiver deadline for new students will be in line with the registrar's 100% refund deadline (8/21 for August starts and 10/9 for September starts).  Late waivers that are approved will be applied to the next academic term.  Please check back for further information. 

Returning Students:

Returning students who wish to continue waivers from the 2014-2015 plan year will need to re-apply for a waiver by October 9th, 2015. A new online process will launch later this summer.  Paper applications will not be accepted.  Late waivers that are approved will be applied to the next academic term. Students wanting to waive out of subsequent terms, must submit their waivers by the 100% refund date established by the registrar.   Please check back for further information.

2015 – 2016  Summer B Fall   Winter  Spring/Summer 
Waiver Deadlines (based on 100% refund dates) 8/21/2015 10/9/2015 1/15/2016 4/8/2016


Waiver Criteria

2015/2016 OHSU Waiver Criteria

·         Your plan must be effective on or before the start of the insurance term.

o   Summer B-8/1/2015

o   Fall-9/1/2015

o   Winter-1/4/2016

o   Spring-3/28/2016

o   Summer-TBD

·         Your plan must provide inpatient and outpatient mental health benefits.

·         Your plan must cover at a minimum 80% for inpatient hospitalization.

·         Your plan must provide prescription drug coverage.

·         Your plan must have an unlimited annual benefit.

·         Your individual deductible must be equal to or less than $2, 500.

·         Your plan must provide or authorize medically necessary in-patient and out-patient care in Oregon or your state of domicile (including office visits, behavioral healthcare and ancillary procedures) if studies are based outside of Oregon.

·         Your plan will authorize, if medically necessary, emergent/urgent coverage outside of the state of Oregon or your state of domicile.

·         Your plan must provide coverage internationally and if not a covered benefit, you need to acknowledge personal responsibility to obtain travel benefits if you choose to travel outside of the country.

Waiver Appeals

Any student who submits a waiver and is denied has the option to appeal.  Beginning 2015/2016, Wells Fargo Insurance Services will be handling all waiver appeals.  If your waiver is denied, you will be provided the steps of how to submit your online waiver appeal.  JBT Health & Wellness Center is no longer handling the waiver appeals.  All waiver determinations will be based upon the waiver criteria that has been set by OHSU and no exceptions will be made. 

Qualifying Life Event-Aging off, birth, divorce

Students who are approved for a waiver and then experience a qualifying life event (age off a parental plan, loss of spousal insurance, cancellation of policy, etc.) are eligible to enroll in the Student Health/Dental Insurance Plan.  Please notify the JBT Health & Wellness Center within 31 days of the event.  Enrollment would be for the full term period and coverage would begin the date coverage was lost.