Oregon Office of Rural Health

USDA Financing Available for Shelters and Specialty Housing in Rural Areas

Applications are accepted year-round

Having a safe place to call home that meets your needs is important for every resident of a community, but especially for seniors, victims of abuse, those in treatment for addiction, and people with disabilities. However, it can be particularly challenging to find a shelter or appropriate housing in small and remote communities.

The U.S. Department of Agriculture (USDA) Rural Development can help by offering affordable financing through its Community Facilities loan and grant program and loan guarantee program to develop facilities owned by public bodies, nonprofits, and tribes when they are located in and primarily serve rural areas.

Funding provided through the Community Facilities Program can be used for the construction or renovation of a variety of specialty housing projects, including but not limited to:

  • Nursing homes,
  • Assisted living facilities,
  • Domestic abuse shelters, and
  • Transitional housing.

Rural Development funding can also be used to purchase equipment for these facilities, such as medical equipment or vehicles to provide transportation for residents.

Loan guarantees are available in rural communities with a population of 50,000 or less while loans and grants are available in communities with a population of 20,000 or less. A limited amount of grant funding is available each year and awarded on a competitive basis. Grant funds are typically used for small construction projects or equipment purchases. Very small and low-income communities seeking assistance with projects valued at less than $250,000 are the most competitive applicants for grant funding.

If your rural community is seeking resources to support the development or upgrade of specialty housing, contact a local USDA Community Programs Specialist today to discuss your project concept and to learn more about the application process.