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Rural Medical Practitioners Insurance Subsidy Program Eligibility for Physicians Share This OHSU Content

Medical Malpractice reinsurance for MDs and DOs

Step A: Determine your eligibility

NOTE: If your malpractice coverage is provided through a health care facility* and you are employed by that facility, you are not eligible to participate in this program.

*Definition of a health care facility

  1. Are you employed by a health care facility?

    If no, continue to 2. If yes, you are not eligible.

  2. Are you covered by a malpractice insurance policy that specifically names you and separately calculates your premium?

    If yes, continue to 3. If no, you are not eligible.

  3. Do you fully reimburse the health care facility for your premium?

    If yes, continue to 4. If no, you are not eligible.

  4. Are you a doctor of medicine or osteopathy and do you hold an active, unrestricted license to practice medicine in Oregon?

    If yes, continue to 5. If no, you are not eligible.

  5. Is 60 percent or more of your practice time spent in an eligible area?
    If yes, continue to 6. If no, continue to 5a.

    1. Is 60 percent or more of your practice time spent in Ashland?

      If yes, continue to 5b. If no, you are not eligible.

    2. Are you practicing obstetrics?

      If yes, continue to 6. If no, you are not eligible.

  6. Do you have an in-force policy of liability insurance with an authorized insurer participating in the program with minimum limits of coverage of $1 million per occurrence and $1 million aggregate to maximum limits of $1 million per occurrence and $3 million aggregate?

    If yes, continue to 7. If no, you are not eligible.

  7. Are you willing to serve patients with Medicare or Medicaid in at least the same proportion to your total number of patients as the Medicare and Medicaid populations represent to the total number of people in the eligible areas of your county? A map that represents these percentages.

    If yes, continue to Step B. If no, you are not eligible.

Step B: Apply to participate in the program

  1. Complete the affidavit
  2. Fax to (503) 494-4798 or e-mail to Linda Peppler | .

View a list of liability carriers currently participating in the program.