Student Dental Insurance

2014-2015 Dental Insurance Information


Eligibility

All eligible students will be automatically enrolled in the University Sponsored Dental Insurance Plan.  

Enrollment Periods/Costs

Cost

The cost is the same whether you are a local campus student or a distance campus student.

2014/2015 Monthly Rates-Effective 8/1 for new students, 9/1 for returning students.

  Student Only

$22.90

  Student + Spouse

$46.41

  Student + Child(ren)

$42.61

  Student + Family

$66.12

PLEASE NOTE: Dental insurance is required of all eligible programs.

Plan Details

The OHSU Sponsored Dental Insurance Plan is offered by Aetna Student Health.  The OHSU Student Dental plan is a Preferred Provider Organization (PPO).  A benefit summary is provided by Aetna Life Insurance Company for some of the more frequently performed dental procedures. Under this plan, you may choose at the time of service either a PPO participating dentist or any nonparticipating dentist.  With the PPO plan, savings are possible because the PPO participating dentists have agreed to provide care at a negotiated fee schedule.  Nonparticipating benefits are subject to reasonable and customary charge limits.  The Dental plan is also available to all dependents, including spouses, children and domestic partners.

Please visit the Aetna Student Health - Dental Plan Enrollment Information for full plan details and dependent enrollment.  For PPO coverage detail for the 2014-2015 plan year, please read the Aetna Dental Plan Benefits Member Handbook

Questions or Comments

Please contact the JBT Health & Wellness Center at 503 494-8665 or  us if you have questions regarding eligibility and enrollment.

If you have questions regarding claims processing, benefit questions, plan clarification or anything else directly related to the insurance please call Aetna Student Health at 1-877-261-8409.

 

Need An In Network Dentist That Is Close To School?  The OHSU Faculty Dental Practice is an Aetna Preferred Provider and offers complete care from expert faculty dentists, just steps away on Marquam campus.  Learn more by calling (503) 494-4316.

2015-2016 Dental Insurance Information


Eligibility

OHSU requires all eligible students to carry dental insurance.  For the 15/16 academic year, OHSU has partnered with PacificSource to offer dental coverage. Students are automatically enrolled at the start of their program and have the option to enroll their spouse or domestic partner as well as dependents on this plan. For students with other comparable dental coverage, a dental insurance waiver application is available (this is a separate waiver application then the medical).

Enrollment Periods/Costs

2015 – 2016  Continuation * Summer B Fall   Winter  Spring/Summer 

Spring Only**

Summer 
Medical Rates  (includes vision) 9/1/15 – 10/1/15  8/1/15 – 8/31/15  9/1/15 – 1/3/16  1/4/16 – 3/27/16  3/28/16 – 9/21/16  3/28/16-6/30/16

6/15/16 –9/21/16 

Student  $25.87 $25.87 $107.62 $107.62 $107.62 $79.26 $82.59
Spouse  $25.87 $25.87 $107.62 $107.62 $107.62 $79.26 $82.59
Per Child  $25.87 $25.87 $107.62 $107.62 $107.62 $79.26 $82.59


* Continuation is only available to September graduates for the 15/16 plan year
** 4th year graduating medical students only

Coverage periods for the 15/16 plan year are BY TERM.  No refunds are issued past the 100% refund deadlines for any change in student status. 

Plan Details

Coming soon.

Qualifying Event/Leave of Absence

Students who have a qualifying event (loss of coverage, birth of child, marriage, divorce, etc.) are eligible to enroll in the Student Dental Insurance Plan within 60 days of the event.  Enrollment would be for the full term period and coverage would begin the date coverage was lost. 

Dependent Enrollment

Dependent coverage will be available for the 15/16 academic year through PacificSource. Dependent enrollment will be available a month prior to the term start date.  You will not be able to enroll your dependents prior to this. 

To enroll your dependents you will need to do so by phone by contacting our broker by the deadline EACH TERM THAT COVERAGE IS DESIRED.  You will only be able to enroll dependents for the current term and cannot enroll them in future terms. 

Dependent deadlines are in line with waiver and 100% refund deadlines (see below).  Please remember if you choose to insure your dependents, that you must enroll spouses, domestic partners and/or dependent children  EACH TERM by the respective deadline or coverage will terminate at the end of the previous term's coverage  period.   

2015 – 2016  Continuation* Summer B Fall   Winter  Spring/Summer  Spring Only ** Summer 
Medical Rates  (includes vision) 9/1/15 – 10/1/15  8/1/15 – 8/31/15  9/1/15 – 1/3/16  1/4/16 – 3/27/16  3/28/16 – 9/21/16  3/28/16-6/30/16 6/15/16 – 9/21/16 
Spouse  $25.87 $25.87 $107.62 $107.62 $107.62 $79.26 $82.59
Per Child *** $25.87 $25.87 $107.62 $107.62 $107.62 $79.26 $82.59
Dependent Enrollment Deadlines N/A 8/21/2015 10/9/2015 1/15/2016 4/8/2016 4/8/2016 TBD
* Continuation is only available to September graduates for the 15/16 plan year
** 4th year graduating medical students only
*** We are no longer allowed to offer a family rate due to Healthcare Reform mandates

Student must enroll their dependent(s) every term that coverage is desired by contacting Wells Fargo by the deadlines above

Dental Waiver

A dental waiver is available for those with comparable dental insurance.  The online waiver application is available through Wells Fargo for the 15/16 academic year and is a separate waiver application then the medical.  If you wish to waive the student medical and dental insurance, it will require two separate online waiver applications.  These waiver applications can be completed by visiting the OHSU Wells Fargo website once the site has opened (students will be eligible to submit a waiver approximately one month prior to the term start date).

Strict waiver deadlines are enforced.  You will not be able to apply for a waiver after the waiver deadline has passed and will have to wait until the following term to do so.  Please see the waiver deadlines below which are aligned with the 100% refund deadlines.

2015 – 2016  Summer B Fall   Winter  Spring/Summer  Summer 
Waiver Deadlines (based on 100% refund dates) 8/21/2015 10/9/2015 1/15/2016 4/8/2016 TBD