Property

Overview

OHSU purchases commercial Property Insurance from FM Global covering damage to OHSU real and personal property. Risk Management administers all claims up to $500,000 under this line of coverage. 

Deductible

There is a $1,000 deductible per claim payable by the department with the loss.  Please call Risk Management for questions regarding maximum reimbursement information. 

Claim Reporting Process  

All property claims MUST be reported to Risk Management as soon as possible after the loss. Property claims filed after 90 days may be denied. Risk Management will work closely with Facilities Management and Public Safety to adjust the claim. Risk Management’s policy is to make to repair or replace the damaged/lost/stolen equipment with like quality. Any enhancements are at the department’s cost. 

In the event of a loss, please follow these steps: 

• Take whatever steps are immediately necessary to render emergency medical care, salvage property, or reduce the extent of the loss.
  
• If possible, do not disturb the evidence or hazard that caused the claim until the area can be inspected, pictures can be taken, and conditions can be recorded.
  
• Complete the OHSU Property Loss/Damage report while the incident is still fresh in your mind.
  
• • Include: date, time, place, who or what was involved, witnesses (if any), how the incident happened, names, addresses, and estimated ages of persons involved; descriptions of injury, loss or damage; and action that was or will be taken to prevent a recurrence.
    
  • Do not delay your report. If documents or information are missing, complete the report form and submit it with what you have.
    
  • Follow up with Risk Management to provide the missing information.
    
  • Attach copies of applicable letters, DPS or police reports, purchase orders, invoices, photographs and any other materials relating to the claim.
    
  • Provide the asset number or ITG assigned number.
    

• Provide the name and phone number of a department contact person for claim follow-up.