OHSU Where Healing, Teaching and Discovery Come Together
OHSU Search OHSU OHSU Site Map Contact

Oregon Medical Malpractice Reinsurance Program - Eligibility for MDs and DOs

Step A: Determine your eligibility:

If your malpractice insurance coverage is provided through a health care facility, begin with question 1. If not, go directly to question 4. (A health care facility is defined in ORS 442.015 as a hospital, a long term care facility, an ambulatory surgical center, a freestanding birthing center or an outpatient renal dialysis facility.)

  • 1     Are you employed by a health care facility?

    If no, continue to 2. If yes, you are not eligible.

  • 2     Are you covered by a malpractice insurance policy that specifically names you and separately calculates your premium?

    If yes, continue to 3. If no, you are not eligible.

  • 3     Do you fully reimburse the health care facility for your premium?

    If yes, continue to 4. If no, you are not eligible.

  • 4     Are you a doctor of medicine or osteopathy and do you hold an active, unrestricted license to practice medicine in Oregon?

    If yes, continue to 5. If no, you are not eligible.

  • 5     Is 60 percent or more of your practice time spent in a qualifying rural area?

    If yes, continue to 6. If no, continue to 5a.

    • a     Is 60 percent or more of your practice time spent in Ashland?

      If yes, continue to 5b. If no, you are not eligible.

    • b     Are you practicing obstetrics?

      If yes, continue to 6. If no, you are not eligible.


  • 6     Do you have an in-force policy of liability insurance with an authorized insurer participating in the program with minimum limits of coverage of $1 million per occurrence and $1 million aggregate to maximum limits of $1 million per occurrence and $3 million aggregate?

    If yes, continue to 7. If no, you are not eligible.

  • 7     Are you willing to serve patients with Medicare or Medicaid in at least the same proportion to your total number of patients as the Medicare and Medicaid populations represent to the total number of people in the rural areas of your county? Medicare and Medicaid population percentages in each county.

    If yes, continue to Step B. If no, you are not eligible.
Step B: Apply to participate in the program

 

Click here for a list of liability carriers currently participating in the program.